Shown below is the percentage (%) change in a
unit of each investment option.
Fixed Interest Account: The weighted average rate of interest on
your AUL Fixed Interest Account balance as of 01/01/2006 is 3.48
percent. The rate of interest to be credited on all new
contributions received in your AUL Fixed Interest Account is 3.0
percent. Interest rates are subject to change each quarter of the
options with a balance in your account
** Disclaimer: Investors should consider
carefully the investment objectives, risks, charges and expenses of
the fund before investing. The prospectus contains this and other
information about the fund. The AUL American Unit Trust prospectus
and the underlying fund prospectuses may be accessed at www.eretirement.aul.com
or by calling American United Life Insurance Company at
1 The total return
figures shown are net of the ordinary operating expenses for each
fund, but do not reflect a deduction for any contract related
charges and fees such as mortality & expense risk charges,
administrative expenses, premium tax charges, maintenance fees or
other expenses that might be incurred under a group variable annuity
contract. If included in these total return figures, any such
charges would lower the performance shown. For a complete
description of the charges, expenses or fees that apply to your
contract, please contact your Employer or Plan Administrator. For a
more complete description of the performance calculation and other
important information, see "Things You Should Know About Your
Investments" at www.eretirement.aul.com or write to AUL at P.O.
Box 6148, Indianapolis, Indiana 46206-6148.
The above returns are historical and past
performance does not guarantee future results. Current performance
may be lower or higher than the performance quoted. The investment
return and principal value of the Investment Accounts will
fluctuate, so that a participant's units when redeemed may be
worth more or less than their original cost.
Any performance reported before AUL first offered
an investment option is hypothetical and was calculated by adjusting
the underlying fund's performance by current applicable contract
Unit values given in this statement are based on
net asset values provided by the funds and are not independently
verified by AUL. If AUL receives inaccurate information, the unit
value may be affected accordingly. If an error is subsequently
discovered by any fund and reported to AUL, a participant's
account will be recalculated to reflect the correct fund value,
provided that the error was material under federal securities laws.
Diversification cannot eliminate the risk of
2 Lesser of 10
years or since inception.
3 An investment in
high yield securities may be subject to more credit risks than
higher quality securities.
4 Sector funds may
experience greater short-term price volatility than more diversified
equity funds, and are most suitable for the aggressive portion of an
5 There are
additional risks associated with international investing, such as
currency fluctuations, economic and political factors, etc. not
associated with investing exclusively in the U.S.
6 The inception
date of each T. Rowe Price R share class fund is September 30, 2002.
Performance reported prior to this date was calculated by adjusting
the underlying fund's performance for any asset-based charge
specific to the R share class.
7 Micro-, Small-
and Mid-Cap company stocks are more volatile than large company
8 Investors cannot
invest directly in any index.
funds are distributed by Allianz Global Investors Distributors LLC.
The PIMCO Funds: Multi-Manager Series (MMS) stock funds have been
renamed the Allianz Funds. The PIMCO Funds: Pacific Investment
Management Series (PIMS) bond funds will remain the PIMCO Funds.
10 The inception
date of each Allianz/PIMCO R Share Class fund is December 31, 2002.
The performance numbers show performance of a fund's
Institutional Class shares, adjusted to reflect the distribution
and/or service (12b-1) fees, administrative fees and
other expenses paid by Class R shares. Although Institutional Class
and Class R shares would have similar annual returns (because all of
a fund's shares represent interests in the same portfolio of
securities). Class R performance would be lower than Institutional
Class performance because of the lower expenses paid by
Institutional Class shares.
11 The Franklin
Flex Cap Growth Fund invests primariliy in California companies'
equity securities, and events and conditions in California are
likely to affect the fund's investments and its performance.
These events may include changes in the economic and political
conditions within that state, which are unpredictable and can change
at any time. It also invests in technology stocks, which can be
12 Standard &
Poor's®, S&P®, S&P 500 Index, and Standard &
Poor's 500 Index are trademarks of Standard & Poor's
Corporation (S&P) and have been licensed for use by State Street
Bank and Trust Company. The product is not sponsored, endorsed,
listed, sold, or promoted by S&P, and S&P makes no
representation regarding the advisability of investing in this
13 The S&P
MidCap 400 Index refers to the Standard & Poor's MidCap 400
Index, which measures the performance of the mid-size company
segment of the U.S. market.
14 The Frank
Russell Company is the owner of the trademarks and copyrights
relating to the Russell Indexes.